WELCOME

Welcome to JDouglas Resource

One of the most precious and invaluable things in life is our 'insight' and 'memory'. And for this reason, I dedicate this blog as a channel to express my own insights and memories on my area of interest.

Among the things that I have great interest are self-improvement, motivation, stock market, photography and employment matters. There are so many information in the internet nowadays that goes unnoticed. However, I'm not trying to be a news center or what, but I'm just expressing my point of view.

To dear friends and general public, you are welcome to post any articles or comments in this blog. However, if any of the articles are deemed harmful or unsuitable for public viewing, it will be remove upon discovery.

So, as we traverse this journey of life, no matter how small our contribution to our community or our beloved nation, it is a good cause for humanity.

From;
Founder, JDouglas Resource

INVESTMENT

START AN INVESTMENT
When I first heard the word 'investment', I was literally thinking of big capital venture. But actually, it doesn't need to be BIG.
There are many types of investment, and I can say all of it need MONEY. So, ordinary people like you and me would initially think twice before starting an investment.  
Here, I will share my personal experience about two type of investment, firstly UNIT TRUST and secondly STOCK TRADING. I would say stock trading is more challenging. 
Unit Trust Fund
An investment in unit trust fund would provide a more steady income stream (eg. dividend). But, not all unit trust fund provide such dividend to investor. Interested investor should get proper advise from authorized Unit Trust Consultant (UTC) before embarking into any unit trust fund. I normally do my own research before starting to invest in any fund. 
Basically, most common unit trust fund would stated the following requirement:
  1. Minimum deposit of RM1,000
  2. Application Form
  3. A copy of I.C  
A good investor will monitor their investment records and fund performance. In this way, he or she will be aware of any changes in stock market. Yeah, all unit trust funds are related to stock market.
The big question now is which fund to start? If you ask me, of course I'll say PUBLIC MUTUAL. But actually, other funds are also good and they are offered by commercial banks & financial institutions like OSK, RHB, CIMB etc. So, you need to do some homeworks guys...
Check out this link below to start up your research...
http://www.signalinvest.com/personal/funds/price/
Stock Trading
Like I said before, investment in stock is more challenging. It need lots of planning, monitoring and precise & timely decision. It sound risky... so don't play gambling with it. 
Before you can start doing stock trading, you need to open a CDS account in any commercial bank (eg. Maybank, RHB, CIMB etc) or stockbroking house (eg. OSK Investment). The following are requirement to open a CDS account:
  1. Application Form
  2. A copy of I.C
  3. Fee of RM10 (one time only)
It might take a week or so before you receive a notification from Bursa Malaysia on your CDS account no. Once the CDS account is activated, you can start rolling your money and trade stock with the assistant of a remisier or you do it online yourself. In my case, I preferred trading online with my laptop. It is actually much cheaper to trade online compare to trading by phone with your remisier.  
For further info, check out the link below:

NEED HELP...?
For those who are new to this venture, you may need personal coaching. If anybody interested to start investment with Public Mutual or online stock trading, do call me (Jeffry) at 016-2154532.

Jeffry Douglas 
Authorized UTC 
for Public Mutual Berhad






   
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